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How to Determine If You Can Afford to Buy a Home

by Chiselle • October 30, 2019

The gap between the increase in personal income and residential real estate prices has been used to defend the concept that we are experiencing an affordability crisis in housing today. It is true that home prices and wages are two key elements in any affordability equation. There is, however, an extremely important third component to […]


4 Reasons to Buy a Home This Fall

by Chiselle • October 28, 2019

Here are four great reasons to consider buying a home today, instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights Report shows that home prices have appreciated by 3.6% over the last 12 months. The same report predicts prices will continue to increase at a rate of 5.8% over the next year. The bottom […]


3 Reasons to Use a Real Estate Pro in a Complex Digital World

by Chiselle • October 16, 2019

If you’re searching for a home online, you’re not alone; lots of people are doing it. The question is, are you using all of your available resources, and are you using them wisely? Here’s why the Internet is a great place to start the home-buying process, and the truth on why it should never be […]


What FICO® Score Do You Need to Qualify for a Home Loan?

by Chiselle • October 8, 2019

  While a recent announcement from CNBC shares that the average national FICO® score has reached an all-time high of 706, the good news for potential buyers is that you don’t need a score that high to qualify for a mortgage. Let’s unpack the credit score myth so you can to become a homeowner sooner than you […]


62% of Buyers Are Wrong About Down Payment Needs

by Chiselle • October 7, 2019

According to the ‘2019 Home Buyer Report’ conducted by Nerdwallet, many first-time buyers still believe they need a 20% down payment to buy a home in today’s market: “More than 6 in 10 (62%) Americans believe you must put at least 20% down in order to purchase a home.” When potential homebuyers think they need a 20% down […]


What to Expect from Your Home Inspection

by Chiselle • October 1, 2019

You made an offer and it was accepted. Your next task is to have the home inspected prior to closing. I often recommend you make your offer contingent upon a clean home inspection. This contingency allows you to renegotiate the price you offered for the home, ask the sellers to cover repairs, or in some […]