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Posts By: Chiselle

4 Reasons to Buy a Home This Fall

by Chiselle • October 28, 2019

Here are four great reasons to consider buying a home today, instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest Home Price Insights Report shows that home prices have appreciated by 3.6% over the last 12 months. The same report predicts prices will continue to increase at a rate of 5.8% over the next year. The bottom […]


3 Reasons to Use a Real Estate Pro in a Complex Digital World

by Chiselle • October 16, 2019

If you’re searching for a home online, you’re not alone; lots of people are doing it. The question is, are you using all of your available resources, and are you using them wisely? Here’s why the Internet is a great place to start the home-buying process, and the truth on why it should never be […]


What FICO® Score Do You Need to Qualify for a Home Loan?

by Chiselle • October 8, 2019

  While a recent announcement from CNBC shares that the average national FICO® score has reached an all-time high of 706, the good news for potential buyers is that you don’t need a score that high to qualify for a mortgage. Let’s unpack the credit score myth so you can to become a homeowner sooner than you […]


62% of Buyers Are Wrong About Down Payment Needs

by Chiselle • October 7, 2019

According to the ‘2019 Home Buyer Report’ conducted by Nerdwallet, many first-time buyers still believe they need a 20% down payment to buy a home in today’s market: “More than 6 in 10 (62%) Americans believe you must put at least 20% down in order to purchase a home.” When potential homebuyers think they need a 20% down […]


What to Expect from Your Home Inspection

by Chiselle • October 1, 2019

You made an offer and it was accepted. Your next task is to have the home inspected prior to closing. I often recommend you make your offer contingent upon a clean home inspection. This contingency allows you to renegotiate the price you offered for the home, ask the sellers to cover repairs, or in some […]


What Buyers Need to Know About HOAs

by Chiselle • September 20, 2019

When searching for a home, you may end up selecting a property in a community with a Homeowners Association (HOA). Before you buy, it’s important to know how an HOA works and what they mean for you. According to a recent article on realtor.com, “In a nutshell, an HOA helps ensure that your community looks its […]


Things to Avoid After Applying for a Mortgage

by Chiselle • September 17, 2019

Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how […]


The Role Access Plays in Getting Your House Sold

by Chiselle • September 10, 2019

So, you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process and you’ve been asked what level of access you want to provide to potential buyers. There are four elements to a quality listing. At the top of the list is Access, followed by Condition, Financing, and […]


How Property Taxes Impact Your Mortgage Payment

by Chiselle • September 4, 2019

When buying a home, taxes are one of the expenses that can make a significant difference in your monthly payment. Do you know how much you might pay for property taxes in your state or local area? When applying for a mortgage, you’ll see one of two acronyms in your paperwork – P&I or PITI – depending […]


iBuyers: What Is the “Cost of Convenience” When Selling Your Home?

by Chiselle • August 30, 2019

When thinking about selling their house, homeowners have many options. A relatively new option is using an “iBuyer.” What is an iBuyer? According to Jovio, the definition is: “A company or investor that uses Automated Valuation Models (AVMs) to make instant offers on homes. It allows sellers to close on a property quickly. Once sold, the […]